Creating Financial Success with Positive Beliefs

Change Your Money Beliefs to Increase Wealth and Abundance

Aug 25, 2009 Gini Grey

What a person believes about money determines how much financial success they have. Wealth increases as money beliefs are changed from negative to positive.

Money is an important topic these days, particularly with the current state of the economy. Many people are concerned about finances, wondering how they will survive the economic downturn. But fear and worry only makes things worse. A positive attitude stemming from positive beliefs, opens the mind to new possibilities and financial opportunities.

Beliefs are thoughts and ideas that people put their faith and trust in. This creates a foundation for people to build their lives upon. Beliefs about money and wealth affect the decisions and actions people take with work and finances. This then determines a person's degree of financially abundance.

How Beliefs Affect Financial Success

If a person has supportive, positive beliefs about money, they will choose situations that create financial success. If they have limiting, negative beliefs about money, they will create financial chaos through their actions and reactions.

How a person was raised and influenced by family, friends and society regarding financial matters plays a role in creating their core money beliefs. Here are two examples: one with negative beliefs and one with positive beliefs about money.

Negative money beliefs: Mary's parents grew up in the depression so they learned to be very frugal and live modestly. Mary often heard her parents say such things as, "money doesn't grow on trees," and "we can't afford that," so she didn't ask for much. She also heard messages from others implying that wealthy people must have done something sneaky or illegal to get their money. So by the time Mary became an adult she was programmed with the beliefs that money is hard to come by, there's not enough money, and having wealth is bad and dirty. Guess what Mary's financial picture looks like today? She is underpaid in her job, barely meets her financial needs, and has no savings. The current state of the economy only triggers more fear in her, which leads to poor financial decisions.

Positive money beliefs: Susan's parents had a mixed background – her mother was raised in a wealthy home and her father was raised in poverty. But her father used his determination and skills to overcome adversity and develop a very successful business while her mother had a natural knack for financial investments. Therefore Susan was raised with messages and beliefs such as, "you can do whatever you want to in life," and "it's easy to earn money." Susan went on to choose a rewarding career where she earns enough money to pay all of her bills and make wise investments. Even during economic downturns, Susan sees financial opportunities where others don't.

Fortunately, no matter what a person was raised to believe, with awareness and perseverance, they can change their life by changing their beliefs.

How to Change Money Beliefs

The first step to changing money beliefs and creating financial success is to uncover all core beliefs about money.

Brainstorm a list of every message and belief that comes to mind about money, wealth, success and abundance. Write down any thoughts and feelings that arise from thinking about wealthy people versus poor people. Reflect on beliefs about spending money, saving money and earning money.

Then ask yourself the following questions:

  • Which beliefs limit financial success?
  • Which beliefs support wealth and abundance?
  • What beliefs need to be released?
  • What new supportive beliefs need to be created?

For new supportive money beliefs to take root, they need to be nourished with positive thoughts. Catch any negative thoughts about money and wealth and quickly change them into more supportive thoughts. Focus daily on abundance instead of scarcity and you'll soon be experiencing financial success.

For money managing tips, read about financial management for couples.

The copyright of the article Creating Financial Success with Positive Beliefs in Personal Development is owned by Gini Grey. Permission to republish Creating Financial Success with Positive Beliefs in print or online must be granted by the author in writing.
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Comments

Sep 10, 2009 8:01 AM
Laurie Pawlik-Kienlen :
I think I think too small, and thus limit my earning potential. As I was saying on your other article – Financial Management Tips for Couples (excellent!) – I grew up in poverty, so I tend to think a little bit of money (eg, earning $40,000 per year) is a lot.

There’s nothing wrong with 40K per year, but if that’s my goal….I think I’m aiming too low. And that’s why money beliefs are so important!

I love your anecdotes about Mary and Susan. Great way to bring your point to life.

Thanks for writing these articles, Gini! They’re wonderful – both in content and style.
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